Services Provided
Seven out of eight life insurance policies do not result in a death claim
Policy owners’ health or financial planning requirements or family situations change. Until recently, the only option available to owners of life insurance policies was either to surrender the policy to the insurance company for the cash value, or worse, to allow the policy to lapse. Life insurance policy owners faced a market situation in which a seller could only sell to one buyer, their life insurance carrier. Now, with the emergence of a secondary market, policy owners can reallocate their assets from unneeded or underperforming life insurance. They can sell their policies just as they would sell equities, bonds, or even real estate.
Standard Life Expectancy Evaluation ISC Services will address the needs of customers in the Life Settlement market who seek the most accurate assessment of life expectancies.
PolicyMax Premium Optimization service designed to maximize the policy value and help calculate the minimum premiums required to prevent policy lapse.
PolicyMax with Standard LE Order these in combination for a discounted price.
FastTrack LE or Informal LE Preliminary Life Expectancy reviews based on Reflexive questionnaire system or Pre-Summarized medical records.
APS Summaries Summarize the medical records by anatomical system.
Insurance Application Review Identify all conditions not disclosed on application but found in medical records to include the doctor, APS, and date. This will help satisfy a states fraud requirement.
ISC Platinum Package Includes a standard LE along with APS Summary, Anti-fraud and PolicyMax.
