Morris Fishman, FSA, MAAA, CLU, ChFC, FLMI, FCA – President and CEO

Morris FishmanMorris started ISC Services in 2005 to satisfy a growing need in the life settlement market for accurate, timely life expectancies. Morris is also a Principal in the Florida office of Insurance Strategies Consulting. He has over 30 years of experience in the life insurance of the U.S.A., Canada, South America and the Caribbean and has worked for stock and mutual life insurance companies and as a consultant.

In addition to his actuarial credentials, Morris is also a Chartered Life Underwriter (CLU, 1978); a Fellow of the Life Management Institute (FLMI, 1978); and a Chartered Financial Consultant (ChFC, 1988). He has also been a member of the Board of Directors (both as an inside and an outside director) of several corporations. He currently serves as a director of VistaPharm, a generic pharmaceutical manufacturer, and is an ad hoc member of the Finance committee of NICA, the Florida Birth-Related Neurological Injury Compensation Plan.

Morris has been a consulting actuary since 1982. Prior to that he held significant, responsible actuarial and executive positions with several insurance companies.Morris has the necessary experience and education (basic and continuing), per the Academy of Actuaries Qualification Standards for Prescribed Statements of Actuarial Opinion, to render a public statement of actuarial opinion.

His experience ranges from impaired risks to developing one of the first preferred and super-preferred underwriting programs. He has conducted multiple mortality studies, participated in establishing underwriting guidelines, and conducted mortality research studies. As a consultant, he was involved in underwriting audits, including reviews of life expectancy providers.

RESUME

2005- Insurance Strategies Services (ISC Services)
FOUNDER, CHIEF ACTUARY AND CHIEF EXECUTIVE OFFICER.
Founded this life expectancy provider as an outgrowth of the underwriting audit segment of his consulting practice.2002 – Insurance Strategies Consulting (Clearwater, FL)

2002 – Insurance Strategies Consulting (Clearwater, FL)
CONSULTING ACTUARY AND PRINCIPAL.
Co-founded this actuarial consulting firm in 2002 to provide actuarial and business solutions to the insurance industry. Clients include domestic and international insurance companies, regulatory bodies and marketing organizations.

2001 to 2002 Hamilton Harbour Reinsurance, LTD. (Hamilton, Bermuda)
EXECUTIVE VICE PRESIDENT AND CHIEF UNDERWRITING OFFICER.

1982-2001 Fishman and Associates
ASA
AON Consulting, INC., of New Jersey
Fishman and Associates clients were merged into ASA on November 1, 1999. ASA subsequently merged into AON Consulting on October 3, 2000.
SENIOR VICE PRESIDENT AND CONSULTING ACTUARY

1997-1998 Interstate Assurance Company (Des Moines, IA)
EXECUTIVE VICE PRESIDENT AND CHIEF OPERATING OFFICER

1985 – 1989 Integrated Resources Life Companies (Fort Lee, NJ)
SENIOR VICE PRESIDENT, PRODUCT DEVELOPMENT AND MARKETING.

1979 – 1982 Charter National Life Insurance Company (St. Louis, MO)
VICE PRESIDENT AND CHIEF ACTUARY (CORPORATE DIRECTOR).

1977-1979 Life Investors Insurance Company (Cedar Rapids, IA)
ASSISTANT ACTUARY.

1974-1977 Kemper Life Companies (Long Grove, IL)
ASSISTANT ACTUARY.

1973-1974 Lincoln National Life (Ft. Wayne, IN)
COMPUTER PROGRAMMER.